Marinade automates SOL staking on Solana, with native stake accounts, mSOL liquid staking and Recipes that pay staking rewards in a chosen token. The product selected determines the asset you hold, validator allocation, exit route and additional risks.
| Path | What you hold | Exit to check |
|---|---|---|
| Native | Native SOL stake accounts | Unstaking cooldown |
| Liquid | mSOL | Delayed exit or available swap quote |
| Recipes | Native SOL principal; rewards in a selected token | Unstaking and reward-account conditions |
Native, Select and mSOL
Marinade Native manages validator delegation while your wallet retains withdrawal authority over native stake accounts. It does not issue mSOL. New staking to Marinade Select is temporarily unavailable; existing Select positions continue to earn rewards and can be unstaked.
Marinade Liquid issues mSOL representing a share of its stake pool. Pool rewards are reflected in the mSOL-to-SOL exchange value rather than separate token payouts. Transferable mSOL can be used in compatible DeFi applications, with the risks of the liquid-staking and receiving protocols.
Recipes and validator protection
Recipes keeps the principal in native SOL stake and converts rewards into the selected payout token. Keep that token’s receiving account open: closing it pauses payouts, and the documentation limits automatic recovery of missed payouts to two weeks. Switching between SOL rewards and another token can interrupt earning during redelegation.
Protected Staking Rewards covers defined validator downtime and commission-increase events through validator bonds. Following MIP-23 from epoch 1040, validators bear the entire covered downtime charge; the DAO no longer funds a share. A 1% grace threshold applies. This protection does not cover every market or contract risk.
Fees and unstaking
- Staking: no deposit or staking performance fee is listed.
- Native, Select and Recipes: delayed unstaking costs a flat 0.003 SOL plus network fees. Instant exits use a market quote, typically 0.10% to 0.40%, with eligibility and liquidity requirements.
- mSOL: delayed unstaking costs 0.2%. Instant swaps have no Marinade protocol fee on the swap route, while the Marinade liquidity-pool route charges 0.03% to 1.5%. Route costs and price impact can apply.
Delayed exits follow the epoch cooldown. Compare the actual SOL received and waiting time, rather than only the advertised percentage.
Reports and lending access
The native rewards report exports CSV, PDF and XLSX for supported SOL-reward and existing Select positions. It excludes mSOL and Recipes rewards, and a refresh can take up to 24 hours.
Borrow converts only the required collateral to mSOL and places the loan on Kamino or Jupiter Lend. Repayment and withdrawing collateral are separate steps; collateral returns as mSOL. Keep more than 0.04 SOL available for Borrow actions. USDC Earn is a Kamino lending vault with a 5% fee on net interest and no deposit or withdrawal fee. Its withdrawals depend on lending liquidity.
Requirements
Use a compatible Solana wallet, the required assets and SOL for fees. Tokenized reward assets may have issuer or regional restrictions. Staking APY, lending rates, market quotes and available liquidity change; use the live product view before signing.